Sanfranciscofcu.com

sanfranciscofcu.com

San Francisco Federal Credit Union (SFFCU) is a member-owned financial cooperative dedicated to providing a comprehensive range of banking services primarily to individuals and families in the San Francisco Bay Area. Its core business focuses on personal banking, including savings and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). A key direction is offering competitive loan products such as auto loans, mortgages, home equity lines of credit (HELOCs), and personal loans, alongside credit cards with favorable terms. Notably, SFFCU distinguishes itself through a strong commitment to the local community, emphasizing personalized member service rather than profit maximization. Key features include lower fees and competitive interest rates compared to many large banks, robust online and mobile banking platforms for convenient account management, and a not-for-profit structure where earnings are returned to members via better rates and services. The credit union fosters a sense of financial partnership, providing financial education and guidance to help members achieve their goals, making it a trusted, community-focused financial institution.